Good morning. It's Wednesday, Jan. 24, and we're covering how much aid the U.S. has sent to Ukraine, turning your grocery store bonus into a supermarket sweep, essential tips for selling a home in the spring, and much more. | First time reading? Sign up here. | Stock Market Update | | | | | Market Performance: January 23, 2024. | The Dow Jones Industrial Average hit 38,000 for the first time ever, climbing more than 100 points to close the day at 38,001.81. It's yet another sign that markets are booming.
The S&P 500 also hit another record high for the day, building on its official bull market run. The Nasdaq Composite , meanwhile, rose 0.32%.
United Airlines expects to see a financial impact from the FAA's grounding of Boeing 737 Max 9 planes. The company said in a filing Monday that it foresees an adjusted loss between 35 cents and 85 cents a share for its first quarter.
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| | Financial Maverick Insights | | | | | Important Business Advice for Budding Photographers |
Running a successful photo business is an entirely different prospect than simply being good with a camera, and if that is something you hope to do, it is crucial to understand what goes into it.
This excellent video tutorial features an experienced commercial photographer discussing the most important currency you have as a professional.
Coming to you from Scott Choucino of Tin House Studio, this awesome video tutorial discusses what really goes into being a successful professional photographer.
As you will note, Choucino heavily emphasizes how perhaps your most important currency, along with your creativity and skills, is your personality. In this type of industry, clients often hire on the sort of feeling they get from the photographer.
Photographers who are difficult to work with rarely get hired and get repeat clients even less. People like to work with people they simply like, and showing that you are pleasant, capable, and confident will go a long way to building the sort of trust needed to establish a client relationship.
That is why you will likely notice most of the best photographers are very fun and likable people to be around.
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| | | | | | How to Make Money With AI in 2024: A Beginner's Guide to Saving Time and Effort | I used to be one of those people who prided myself in how busy I was, regularly working 80-plus hours a week. I started a public relations (PR) agency with a vision of helping people make a bigger impact through media exposure. Starting any business can be a lot of work, especially one with lofty goals. This meant I wore all the hats in the beginning: sales, marketing, content creation, fulfillment and everything in between.
No matter how much progress I made in my business, it always felt like I needed to work more. For years, I wore my "busyness" like a badge of honor and loved telling people how hectic my life was… until I completely burned out. After years of grinding, I realized I needed to reevaluate what I was doing with my life and what my priorities were.
Overworking was not making me happy, nor was it making me the money I felt I should be earning to match all the effort and time I was putting in. During reflection and taking a break from work, I realized that optimizing my time was far more important than how many hours I put in. |
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| Real Estate News |  | Homebuyers Adjusting Purchase Strategies in Search of Homeownership | Americans are purchasing multi-family properties and co-owning homes with friends and/or family, and... |
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|  | Rate cut hopes fuel bets real estate crisis is easing | Commercial property stocks and bonds are rallying as forecasters widely predict the end of a market slump triggered by a multi-trillion dollar debt burden. |
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|  | High Home Prices and Mortgage Rates Put More U.S. Real Estate Investors on the Sidelines in 2023 | Investor purchases fell by nearly 33% in the first nine months of 2023 |
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|  | The Housing Hiccup: 3 Stocks to Sell as the Real Estate Market Cools | The Fed's recent moves are hitting the residential property market and will crush these three housing stocks in 2024. |
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| | Personal Finance Tips |  | Experts: How To Start 2024 With Less Stuff and More Money | Learn how proper purging can boost your finances. |
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|  | Palworld Cost One Billion Yen To Make, Had Zero Budgeting | Palworld developer Pocketpair ended up spending one billion yen in development, and was prepared to keep spending until its money ran out. |
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|  | How To Eat Healthier on a Frugal Budget | Smart dietary choices don't have to break the bank. |
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|  | 6 Best Places to Save Money and Earn Interest | With historically high interest rates, the right savings option can offer you a better return on your money. |
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| | Alternative Investing |  | 2 Software Stocks Are Merging to Bet On AI -- but Investors, Beware of the Hype | As the artificial intelligence (AI) race heats up, investors have become increasingly aware of the powerful position of electronic design automation (EDA) software companies. |
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|  | Elon Musk denies AI startup has raised $500M of $1B goal | Elon Musk pushed back on a report that his AI startup, xAI, is halfway to a $1 billion fundraising goal |
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|  | Coinbase Falls After JPMorgan Downgrades Stock to Underweight on Disappointing Bitcoin ETF Catalyst | The bitcoin ETF catalyst that pushed the ecosystem out of its crypto winter last year will disappoint investors in 2024, the report said. |
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| | Are you expecting AI to stick around? | | | Reach Over 100,000 Financial Mavericks | Advertise with Financial Maverick to get your brand in front of the Financial Gurus in the world. The Mavericks are high-income and highly knowledge people who are always looking for an interesting product or tool. | | | Share Financial Maverick | Calling all Financial Mavericks! To help out a family and friend in need by sharing this newsletter. Tell you what if you ever wanted to be a Hero, Financial Guru, or a Nice Person this is your time! | | | DISCLAIMER: None of this is financial advice. This newsletter is strictly educational and is not investment advice or a solicitation to buy or sell any assets or to make any financial decisions. Please be careful and do your own research. | |
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