Good morning. It's Monday, Feb. 26, and we're covering money-saving tips for weddings, the top money expert from different states, 4 ways first home buyers are beating rising housing costs, and much more. | First time reading? Sign up here. | Stock Market Update | | | | | Market Performance: February 23, 2024. | Stocks were little changed Friday as markets hit pause on the rally sparked by Nvidia's fourth-blowout earnings report on Wednesday.
The Dow Jones Industrial Average ticked up 0.2%, while the S&P 500 added less than 0.1% and the Nasdaq Composite slipped 0.3%. All three indexes finished the week up slightly more than 1%.
Nvidia (NVDA) briefly jumped above a $2 trillion market capitalization in early trading, making it only the fourth U.S. company to reach the milestone. The company added $270 billion to its market cap yesterday in the largest ever single-day jump in market value.
Shares of fintech Block (SQ) jumped after posting a surprise fourth-quarter profit, while Intuitive Machines (LUNR) soared after its lander, Odysseus, became the first U.S.-made craft to touch down on the surface of the moon in one piece since 1972. |
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| | Financial Maverick Insights | | | | | Finance Expert Reveals Costco Money-Saving Tips for Weddings | With the cost of throwing a wedding continuing to soar, many couples are seeking out creative ways to trim the budget for their big day. But when it comes to planning their nuptials, few may have considered turning to the place where they do their weekly grocery shopping.
According to Michelle Winterfield, finance expert and co-founder of Tandem, a money-splitting app for couples, Costco offers significant savings opportunities for brides and grooms on everything from flowers and food to honeymoon travel arrangements.
Your Costco Membership Can Lead to Big Savings on Wedding Essentials
If you are a Costco member, you can save big on a wide variety of wedding essentials, including stationery, floral arrangements, cakes and desserts, beverages, decor items, favors, hors d'oeuvres, jewelry and much more.
"Diamond engagement rings and wedding bands are cheaper there. Big-category items like flowers and your cake can be done through Costco," Winterfield says.
"If you're getting married and looking to save money, do not sleep on Costco," she adds. The retailer offers two levels of membership: Executive at $120 annually and Gold Star at $60 annually.
Utilize Costco's Shutterfly Partnership for Invites and More
As a Costco member, you can sign up for a free Shutterfly account, enter your membership ID and save 51% on all of your wedding paper goods — from invitations, save-the-dates and thank-you notes to signage and menus.
Even Non-Members Can Save on Their Wedding at Costco | If you're not a Costco member, you can still shop for your wedding needs with a store gift card, available in amounts ranging from $25 to $2,000. | "Simply have a member buy you a gift card, which you can pay them for, and then shop at Costco on your own time," Winterfield suggests. "It's also a great way to check out the experience and decide if you want to become a member yourself." |
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| | | | | | The Top Money Expert from Different States | If you're looking for money advice, there's a sea of financial gurus and claimed money experts that are ready to give it to you. But some are much better than others, and is why it's important to do your research on an online expert before taking any of their advice at face value.
GoBankingRates has done our own research, looking at thousands of experts from across the globe, creating our list for the Top 100 Financial Experts which you can see by clicking here. GoBankingRates was able to interview some of these experts, giving their sound advice on money, business, investing, real estate, and the list goes. Of those 100, we've now compiled a list of nine states and the best expert for that state. Here's who made the list:
David Bach (California)
There's a plethora of money experts from California including the powerful Tony Robbins, or finance author Ramit Sethi, or even Steve Jobs if you're thinking big picture money advice. But after some debate, GoBankingRates chose David Bach at the top for California. From Oakland, financial author and motivational speaker, known for his "Finish Rich" book series and the "Latte Factor", David has 10 consecutive New York Times bestsellers and 12 Wall Street Journal bestsellers making him our prime choice.
Dave Ramsey (Tennessee)
In Tennessee is the golden money host from Nashville: Dave Ramsey. A personal finance expert, radio show host, and author of "The Total Money Makeover," focusing on debt reduction and financial independence. Ramsey has fans not just from Tennessee, not just from The United States, but with 3.5 million Instagram followers and 2.66 million subscribers on YouTube, Ramsey has reached fans all over the globe that tune into hear Ramsey's new fresh-take on finance.
Robert Kiyosaki (Hawaii)
Born in Hilo, Hawaii, Kiyosaki is the author of "Rich Dad Poor Dad" and founder of the Rich Dad Company, specializing in financial education and entrepreneurship. One of the biggest reasons he's our top expert from Hawaii is his incredible story of turning a bestseller into a full-fledged financial education empire. |
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| Real Estate News |  | AI Pioneers Talk Adopting Technology for Real Estate | The Real Deal hosted experts who discussed data, achievable goals and future regulation for transformative technology in Miami last week. |
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|  | Virtual Staging AI helps Realtors digitally furnish rooms within seconds | TechCrunch | House staging is a significant part of the real estate industry, and while Realtors have traditionally staged houses physically before posting a listing, |
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|  | 4 Ways First Home Buyers Are Beating Rising Housing Costs to Get Into the Market |
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| | Personal Finance Tips | :max_bytes(150000):strip_icc()/TheMoneyAdviceNoOneEverToldUsFromYourRichBFF-f27e368bb93c465480a9826253c30cec.jpg) | The Money Advice No One Ever Told Us From Your Rich BFF | Vivian Tu, aka Your Rich BFF, joins The Express to talk about how she became one of the most followed Fin-fluencers on social media, and shares the personal finance and wealth building secrets no one ever bothered tell us. |
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|  | Money Can't Buy Health (Or Happiness), But It Can Help | When it comes to health care for the working poor, a bit of money can go a long way. |
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|  | What Does $20 Buy You in Groceries in 2024? | You'll get more or less than last year depending on your list. |
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| | Alternative Investing |  | How CFOs Can Maximize Automation and AI Investments in 2024 | New tech investments need to be evaluated based real results and CFOs can cut through the hype with these practical steps. |
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|  | Bitcoin falls far short as global currency, central bankers say | Economists with the European Central Bank (ECB) contend that Bitcoin's (BTC) limited usage disqualifies it as a legitimate form of currency. |
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|  | Beyond Big Tech: 3 Industries to Invest In AI-Fueled Gains | These three companies participate in AI industries likely to benefit from the technology. |
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| | Do you get more or less with $20 on groceries than you did last year? | | | Reach Over 100,000 Financial Mavericks | Advertise with Financial Maverick to get your brand in front of the Financial Gurus in the world. The Mavericks are high-income and highly knowledge people who are always looking for an interesting product or tool. | | | Share Financial Maverick | Calling all Financial Mavericks! To help out a family and friend in need by sharing this newsletter. Tell you what if you ever wanted to be a Hero, Financial Guru, or a Nice Person this is your time! | | | DISCLAIMER: None of this is financial advice. This newsletter is strictly educational and is not investment advice or a solicitation to buy or sell any assets or to make any financial decisions. Please be careful and do your own research. | |
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