Good morning. It's Wednesday, April. 10 and we're covering the best side hustles, genius Dave Ramsey tips to help you make more money, 3 secrets to luxury real estate success, and much more. | First time reading? Sign up here. | Stock Market Update | | | | | Market Performance: April 9, 2024. | Stock futures rose marginally on Wednesday morning as investors await key U.S. inflation data that will inform the Federal Reserve's path on rate policy.
Futures tied to the Dow Jones Industrial Average added 44 points, or 0.1%. S&P 500 futures traded just above the flatline, while Nasdaq-100 futures were little changed.
The March reading on consumer price index is slated for release at 8:30 a.m. ET. Economists polled by Dow Jones expect an increase of 0.3% month over month and 3.4% year on year. Economists expect core CPI, which excludes volatile food and energy prices, to rise 0.3% and 3.7%, respectively. |
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| | Financial Maverick Insights | | | | | The Best Side Hustles, Plus Resources to Help You Succeed | Side hustles, also known as side gigs, are paid projects you do outside your main job. They can be a great way to pay off debt or earn more money on the side.
Looking for a ready-made side hustle? Or maybe a creative gig you can use to carve out a niche for yourself outside of your full-time job? Either way, you've come to the right place. We curated the best side hustle ideas we've come across.
Rideshare Driver
Use your car and your smartphone to chauffeur people around your city and earn some decent cash on the side. Uber and Lyft, the most popular ride-share companies, are always looking for drivers.
Food Delivery Driver
Driving strangers around isn't for everyone. So, try meal delivery instead. Most food delivery apps and services work the same: A customer places a food order with a local restaurant, you drive to the restaurant, grab the order and take it to the customer. You get paid by-the-order plus tips.
Online Survey Taker
You could add up to $225 a month to your pocket by signing up for a free account with InboxDollars. They'll present you with short surveys to choose from every day, which you can fill out while you watch the news. You just have to answer honestly, and InboxDollars will continue to pay you every month. This might sound too good to be true, but it's already paid its users more than $56 million.
Real Estate Investor
You're not the only one who daydreams about making money in your sleep. And investing in real estate is one of the best ways to earn passive income. The only problem? You need to have lots of money. Well, you used to… With a company called Connect Invest, you can get your foot in the door for just $500, investing in what are called short notes. And, if you make your first investment before August 31, you can earn a $20 bonus.
Virtual Bookkeeper
Want a high-paying side job you can do from anywhere? Those are the perks of working as a bookkeeper, says Ben Robinson, a certified public accountant and business owner who teaches others to become virtual bookkeepers through his online course, Bookkeepers.com.
General Freelancer
If you have specialized skills and want to make some side money using them, join a freelance network. Marketplaces like Fiverr and Upwork are a good way to test the freelancing waters. The websites help you find gigs and connect with clients. |
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| | | | | | Genius Dave Ramsey Tips To Help You Make More Money | The author of more than a half-dozen New York Times bestselling books, Dave Ramsey has been one of the biggest names in personal finance since 1992. That year, his namesake radio show debuted on one station in Nashville — today, over 18 million combined weekly listeners tune in.
Convince Your Boss That a Raise Is a Good Investment
Ramsey advocates requesting a raise as often as your job performance merits one. But he wants you to go into it with this frame of mind: "I'd like to see some more income, but I'd like to be worth it," a line he used on an episode of his radio show titled, "I Work More Than My Co-Worker But I'm Paid Less!"
Ramsey cautions against comparing your efforts or income to that of your co-workers when asking the boss for a bump in pay. Instead, present a plan that lays out how you hope to grow within the company while continuing to add value. After that, if the boss refuses to pay you what you're worth, walk.
Think of Smart Spending as a Path to Greater Earnings
In 2009, Ramsey wrote on his Facebook page, "Earning a lot of money is not the key to prosperity. How you handle it is." That was nearly 15 years ago and it's still the central thesis of Ramsey's personal finance philosophy — his website covers budgeting more than just about any other subject. The idea is that no matter your income, you'll waste dollars you could have invested in wealth-building if you don't follow a budget and a spending plan.
Treat Living Check to Check Like the Crisis That It Is
Subsistence living is so common in the United States that millions are resigned to accepting the paycheck-to-paycheck lifestyle as inevitable and even acceptable. Ramsey wants them to snap out of complacency and treat their situation with the kind of intense urgency that they would dedicate to a crisis.
Set Achievable Goals and Don't Stop Until You Reach Them
Ramsey's central philosophy is that success is measured by aspirations realized. He suggests outlining ambitious but realistic goals for your financial life, but also for your spiritual life, physical fitness, education, family, career and social life, as well. Last May on Twitter, Ramsey summed it up with this "There is tremendous satisfaction in working your tail off to hit a goal, then winning. It is worth the work." |
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| Real Estate News |  | Housing Market 2024: Home Prices Are Plummeting in 10 Formerly Overpriced Housing Markets | Measured against the normal metrics, the U.S. is in the middle of a really weird housing market right now. Existing-home sales in 2023 fell 19% from the prior year to their lowest level in nearly... |
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|  | 3 Secrets to Luxury Real Estate Success | Top Atlanta Realtor Sonny Jones | Learn luxury real estate secrets from Top Atlanta Realtor Sonny Jones, the expert with a decade of success and Fortune 500 expertise. |
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|  | 5 moneymakers share why all agents should be investors | Five investor-agents, each of whom has achieved success on both sides of the equation, shared insights for nailing a pivotal but tricky professional shift. |
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| | Personal Finance Tips |  | 'Quiet luxury' is alive and well in 2024. Here's why the old money style is so hard to shake | The "quiet luxury" trend has been hard to shake, even though, these days, most Americans are more likely to live paycheck to paycheck. |
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|  | 3 Funds to Boost Your Portfolio on Soaring Consumer Spending | Funs like FSCPX, FSRPX and FDLSX are likely to benefit from the steady rise in consumer spending. |
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|  | Americans are spending more on travel and live entertainment. But their personal saving rate has taken a dip. | In 2023, consumer spending on international trips and live entertainment rose by nearly 30 percent, according to The Washington Post. |
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| | Alternative Investing |  | Tech execs are telling investors they have to spend money to make money on AI | Artificial intelligence continues to be a dominant theme in tech earnings calls. |
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|  | Is Bitcoin's on-chain bull run momentum over? Indicator flashes red | An indicator called the Value Days Destroyed (VDD) Multiple recently spiked above 4.0, leading crypto commentators to speculate that the wider market could be nearing the end of the bull run. |
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|  | One of Elon Musk's newer companies is eyeing an $18 billion valuation | The Wall Street Journal reported that investors close to Elon Musk are in talks to organize a new fundraising round for his AI startup. |
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| | Is Bitcoin's on-chain bull run momentum over? | | | Reach Over 100,000 Financial Mavericks | Advertise with Financial Maverick to get your brand in front of the Financial Gurus in the world. The Mavericks are high-income and highly knowledge people who are always looking for an interesting product or tool. | | | Share Financial Maverick | Calling all Financial Mavericks! To help out a family and friend in need by sharing this newsletter. Tell you what if you ever wanted to be a Hero, Financial Guru, or a Nice Person this is your time! | | | DISCLAIMER: None of this is financial advice. This newsletter is strictly educational and is not investment advice or a solicitation to buy or sell any assets or to make any financial decisions. Please be careful and do your own research. | |
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