| Do you think the Republican Party needs to evolve to attract younger voters and independent thinkers? | | | | | | | | Richer, Wiser, Happier | Will my credit score go up if I settle a debt?: Getting rid of debt has become a lot harder for many Americans lately, and it's not just because people are borrowing more (though they are doing that, too). In today's high-rate, inflationary environment, the main issue is that interest charges are taking a big bite out of people's budgets. Credit card rates are averaging nearly 22% right now, for example, and if you're using store credit cards to finance your purchases, you could be looking at rates closer to 30%. And, if you have any credit blemishes, like a high debt-to-income ratio or a few late payments on your record, you're probably paying even higher rates than average. |
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