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January 30, 2026

KEWAUNEE

The Summit Brief

Finance & Business · Today's edge in wealth & strategy.

Retail Investors Surge Back After a Standout 2025—And Oil Is the Hot Bet

Retail investors are charging back into markets after one of their strongest years on record in 2025. According to new data, everyday traders started 2026 buying stocks at the second-highest level in nearly eight months. Oil-related names like Halliburton and Chevron are emerging as favorites, fueled by geopolitical tensions following the U.S. strike on Venezuela.

The Breakdown:

Retail comeback: Individual investors are increasing stock purchases early in 2026
Energy focus: Oil stocks are attracting outsized interest
Momentum mindset: Retail traders tend to stick with themes once adopted

The Angle: When retail traders latch onto a narrative, they commit hard. Energy is the new obsession—and history suggests they won't let go quickly if prices keep moving.

Above The Fold

News & Media · The signal through the noise.

RFK Jr.'s New Food Pyramid Sparks Debate Among Health Experts

Robert F. Kennedy Jr.'s revised food pyramid, which strongly discourages processed foods, has ignited debate among nutrition experts. Critics question whether the guidelines will realistically change American eating habits.

Mount Etna Guides Protest Stricter Safety Rules

Tour guides at Mount Etna are protesting new safety restrictions imposed after recent eruptions. Guides argue the tougher rules threaten their livelihoods while authorities say they are necessary to protect visitors.

U-Haul Index Shows Texas Still Top Destination for Movers

Texas ranked first on the U-Haul Growth Index again, reflecting strong inbound migration based on more than 2.5 million moves. Florida, South Carolina, North Carolina, and Tennessee followed closely behind.

The Horizon

Where culture meets the edge of tomorrow.

Winter Menus & Tip Lawsuit

Dunkin' launched its new winter menu on January 7, introducing Protein Milk across Protein Lattes and Protein Refreshers. The rollout reflects growing consumer demand for functional, protein-forward beverages.

Meanwhile, several Denny's employees are facing allegations tied to a lawsuit claiming $500,000 in tips were improperly transferred from a Kamloops location's digital tipping system over three years. The case has prompted a broader investigation into tipping practices.

Peak Condition

Health & Fitness · Your performance edge.

Building Work Capacity: The Secret to Doing More

Work capacity is your ability to perform more volume, recover faster, and handle harder training over time. Without it, even the best program stalls. Building work capacity improves strength, endurance, and overall resilience.

Increase capacity gradually with sled pushes, tempo work, density training, and steady-state cardio. Add small amounts of volume weekly and cycle in high-rep accessory work. Better work capacity means better recovery—and faster progress.

The Climb

Vertical moves for your mind & career

The Power of Compounding Relationships Over Time

Your network compounds just like money does. Every meaningful interaction builds trust, which leads to referrals, opportunities, and collaborations. The most successful professionals focus on long-term relationship-building rather than short-term networking.

Stay in touch quarterly with people you admire. Send congratulations, share useful resources, or offer help. Invest in people before you need anything. Over years, this approach creates a powerful web of goodwill and opportunity.

Elevation Essentials

Life Systems · Small moves, massive returns.

The Ultimate Festival/Concert Packing List

Festivals are unforgettable—unless you forget something important. A smart packing list keeps you safe, comfortable, and ready for fun.

	Pack hydration essentials — Water bottle, electrolytes
	Bring sun protection — Sunscreen, hat, sunglasses
	Add comfort items — Earplugs, portable fan, bandana
	Prepare for weather — Light jacket or poncho

Pro Tip: Use a crossbody bag—it keeps essentials secure in crowds.

Subject: Important Update: Enhancing Your Account Safety Greetings, We are reaching out to emphasize the significance of prioritizing the security of your account. Your proactive approach to safeguarding your online information is integral to maintaining a secure environment for everyone involved. **Partnering for a Safer Digital Experience** Your involvement is key in our shared mission to protect personal data. By taking preventive measures and staying informed, you contribute significantly to our community's overall safety. Together, we can ensure a resilient defense against potential threats. **Our Ongoing Security Initiatives** We are unwavering in our resolve to fortify your account security through: - **Advanced Data Encryption:** Your information is shielded by state-of-the-art encryption, ensuring it remains confidential and secure. - **24/7 Threat Surveillance:** Our dedicated team continuously monitors for any irregular activities, allowing us to mitigate risks swiftly. - **Regular Security Protocol Updates:** We consistently enhance our security measures to address new challenges and protect your data. **Your Role in Upholding Security Standards** We commend your adherence to best security practices, including: - **Creating Strong Passwords:** Your effort in using unique and robust passwords is vital in defending against unauthorized access. - **Staying Alert to Phishing Threats:** Your cautious approach to suspicious emails and links is instrumental in protecting your account. - **Monitoring Account Activity:** Regularly reviewing your account for any unusual activity helps in early detection of potential issues. - **Enabling Multi-Factor Authentication (MFA):** By activating MFA, you add an extra layer of defense, significantly increasing your account's security. **Dedicated Support at Your Disposal** Our commitment extends to providing you with comprehensive support and resources. Should you have any inquiries or concerns about security, our team is available to assist you. **Reporting Suspicious Activities** If you notice any unusual behavior concerning your account, please alert our support team without delay. Be watchful for signs such as: - Attempts to access your account from unknown locations. - Changes to your account settings that you did not authorize. - Receiving unexpected communications or alerts. In cases where we detect suspicious activity, we may temporarily suspend access to your account to verify your identity. We will communicate with you via your registered email and will never ask for sensitive information, such as your full credit card number or password, through email. **Appreciation for Your Trust and Partnership** We deeply value your trust and collaboration in maintaining the security of our platform. Your commitment to safe online conduct is crucial, and we are privileged to have you as a respected member of our community. Warm regards, The Security Team

Uncharted Terrain

Travel & Exploration · Beyond your current elevation.

DAY 4 - LOCAL LENS: Estonian Life & Digital Society

Estonians start mornings with strong coffee and black bread—silence is normal; small talk is not. This is one of Europe's most reserved cultures, but once you're in, loyalty runs deep. Locals work in tech startups (Estonia has more unicorns per capita than anywhere), then unwind in saunas—an essential ritual, often followed by Baltic Sea plunges even in winter.

Digital life is next-level: 99% of government services are online, taxes take 3 minutes, and e-residency lets foreigners run EU companies remotely. Yet tradition matters—Song Festivals every 5 years gather 100,000 singers, a tradition that helped win independence through the "Singing Revolution" (1987-1991). Locals escape to Lahemaa National Park on weekends or summer cottages with saunas. The Russian-speaking minority (25% nationwide) creates linguistic complexity—many older Russians never learned Estonian. Despite Soviet legacy, Estonians fiercely protect their identity and look Nordic, not East.

Tomorrow: The flavors of the Baltics...

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Friday, January 30, 2026

⛰️ Dunkin' just put protein in your coffee