 Dear Reader, If you operate a standard checking or savings account, your money could be moved onto a new government-controlled network called FedNow. The Fed is calling it a "speed upgrade" for the banking system. They are telling banks … "Join our new FedNow network and your customers will be able to send and receive money in seconds. Any time. Any day. Holidays included." No wonder over 1,500 banks and credit unions have already signed on. But here's what nobody's talking about … For the first time in history, every single transaction moving through the US banking system will pass through one centralized "Fed-controlled" hub … Silently tracking every purchase, transfer, bill payment and donation you make. Currently, $2 TRILLION worth of transactions go through the traditional network every single day. But soon, it will be funneled through the new network that the Federal Reserve has built, operates and can see in real time. That's the part buried in the Federal Reserve Docket No. OP-1670. In fact, on page 84 of the 93-page document, they admit that it will make it easier to track the spending of Americans. That's why I've put together 4 steps to "Fed proof" your savings before FedNow grants them complete control over your savings. Discover the 4 simple steps here. Good luck and God bless! 
Martin D. Weiss, PhD
Weiss Ratings Founder P.S. I've been watching government moves into personal finance for over 50 years. Cyprus savers didn't see it coming in 2013. Canadian truckers didn't see it coming in 2022. Don't let FedNow catch you off guard. See the 4 "Fed proof" steps before it's too late.
Additional Reading from MarketBeat Why Are Amphenol, Royal Caribbean, and Freeport Insiders Selling?Reported by Leo Miller. Published: 2/23/2026. 
Key Points- After posting strong gains, insiders are executing multi-million dollar sales in APH, RCL, and FCX.
- However, which of these sales are truly worrisome, and which are not?
- After a huge post-earnings spike, Royal Caribbean's +$150 million of insider sales raises some eyebrows.
- Special Report: This makes me furious (From The Oxford Club)
Amphenol (NYSE: APH), Royal Caribbean Cruises (NYSE: RCL) and Freeport McMoRan (NYSE: FCX) are leaders in their respective industries and have delivered strong share-price performance recently. Despite those gains, company insiders have been selling. Let's look at those trades and what they may be signaling for investors. APH CEO Initiates +$75 Million Sale After Option ExerciseAmphenol manufactures a wide variety of connectors, antennas, sensors, cables and other electronic equipment. The stock was remarkably strong in 2025, delivering a total return of 96% as the company benefited from robust data-center demand. That momentum helped Amphenol report 52% revenue growth in 2025, by far its highest level to date. Its Communications Solutions segment, which includes data-center sales, nearly doubled revenue during the year. Shares have remained strong in 2026, rising more than 10%. Following Amphenol's latest earnings report, CEO Adam Norwitt sold nearly $76 million worth of shares. Those sales do not appear to have occurred under a predetermined 10b5-1 plan, which makes them discretionary and notable for shareholders. The sale resulted from Norwitt exercising and then selling more than 600,000 stock options. He exercised at roughly $22.37 and sold at about $147.26, locking in an approximate $125 gain per option. Given the large built-in profit on those options, the sale is less surprising. Norwitt still holds nearly 2.8 million Amphenol shares, so his ownership position remains substantial. Taken together, investors should not necessarily view this transaction as a major signal of concern. After RCL's Spike, Key Insiders Are Executing Big SalesRoyal Caribbean has produced a total return near 30% over the past 52 weeks, roughly double the S&P 500 Index. Shares jumped sharply—nearly 19%—after the company's latest earnings report. Sales and adjusted earnings per share were roughly in line with, or slightly below, expectations. The company's guidance, however, stood out: RCL forecasted double-digit revenue growth while analysts had assumed high-single-digit growth, and its adjusted EPS guidance also exceeded estimates. Since the report, a number of Royal Caribbean insiders have sold shares. In total, insiders sold more than $168 million of stock during February. Sellers included the company's CEO, the head of its international division and the chief financial officer. Seven different individuals sold shares, and it does not appear that any of the sales were part of 10b5-1 plans. In some cases, insiders reduced their holdings dramatically—one of the CEOs and the CFO cut positions by more than 50%, and another senior executive reduced theirs by over 25%. Because the sales were broad, sizable and executed by several senior executives rather than a single isolated insider, they are a meaningful bearish signal. Still, insider transactions are only one input; investors should weigh them alongside fundamentals and other indicators. FCX Spikes in Wake of Grasberg, Insiders Sell in FebruaryFreeport-McMoRan is one of the world's largest copper mining companies. The stock plunged in September 2025 after a mudslide at Freeport's Grasberg Mine in Indonesia killed workers and led to a shutdown of the facility. The company plans a phased restart in Q2 2026 and expects roughly 85% of total production to be restored in the second half of the year. Despite that tragedy, Freeport shares have rallied sharply since late September 2025, up more than 75%, helped by rising copper prices—copper futures are up over 20% in the same period. Amid that rally, several insiders have been selling FCX shares in 2026. Collectively, insiders sold just under $34 million of stock in February, and none of those sales were disclosed as 10b5-1 plan transactions. Those sales included position reductions ranging from roughly 10% to over 40%, with the largest percentage reductions coming from Freeport's chief financial officer and chief accounting officer. These executives have deep insight into the company's financial reporting and capital-allocation choices. Overall, the recent insider selling at Freeport is a meaningfully bearish indicator and is worth monitoring. Keep an Eye on RCL's Insider ActivityOf the three companies, the sales by Royal Caribbean insiders raise the most questions. While the company's guidance suggests underlying strength, management may have thought the market overreacted to the report and pushed the stock to levels that warranted partial sales. Given the breadth and size of those transactions, RCL's insider activity deserves closer scrutiny going forward.
| 
No comments:
Post a Comment