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January 11, 2026

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The Summit Brief

Finance & Business · Today's edge in wealth & strategy.

Saks CEO Steps Down as Luxury Retailer Grapples With Heavy Debt

Saks Global is facing another leadership shake-up as its CEO steps down amid mounting financial pressure tied to the retailer's substantial debt load. The departure comes as the luxury chain struggles to balance high-end brand positioning with rising interest costs, cautious consumer spending, and a highly competitive retail landscape. Saks has leaned heavily on financing in recent years, leaving investors and partners increasingly focused on balance-sheet stability rather than expansion.

The Breakdown:

Leadership exit: The CEO's departure underscores growing internal and external pressure
Debt overhang: High leverage is limiting flexibility at a time when luxury demand is uneven
Retail headwinds: Shifts in consumer behavior and digital competition continue to squeeze margins

The Angle: Luxury retail thrives on confidence—and debt erodes it. Saks now faces a reset moment where financial discipline may matter more than glamour or growth ambitions.

Above The Fold

News & Media · The signal through the noise.

Deadly Fire Kills Around 40 at Swiss Ski Resort Bar on New Year's Eve

A fire tore through a crowded bar at a Swiss ski resort on New Year's Eve, killing around 40 people. Authorities say the blaze spread rapidly as celebrations were underway, prompting a major emergency response and a criminal investigation.

U.S. Reduces Proposed Tariffs on Italian Pasta

The United States has scaled back proposed tariffs on imported Italian pasta following negotiations with European officials. The move is expected to ease pressure on Italian producers and prevent price hikes for American consumers.

Australia Poised to Eliminate Cervical Cancer by 2035

Health officials say Australia is on track to become the first country to eliminate cervical cancer by 2035, thanks to widespread HPV vaccination and improved screening programs. Experts call it a major public health milestone.

The Horizon

Where culture meets the edge of tomorrow.

Hoover Release & Smith Lawsuit

Colleen Hoover is set to release her newest novel, Woman Down, on January 13, adding another highly anticipated title to her bestselling catalog. Early buzz suggests the book will deliver the emotional intensity and complex relationships that have made Hoover a publishing powerhouse.

Meanwhile, Will Smith is facing a lawsuit from violinist Brian King Joseph, who alleges sexual harassment. The complaint outlines claims of inappropriate conduct, which Smith's representatives have denied, as the case moves forward in court.

Peak Condition

Health & Fitness · Your performance edge.

Vitamin D Deficiency: Are You Getting Enough?

Vitamin D plays a crucial role in immunity, mood, bone health, and hormone production—yet 40% of adults are deficient. Low levels can contribute to fatigue, depression, low testosterone, and weakened bones. Sun exposure is the primary source, but modern indoor lifestyles mean most people don't get enough.

Get your 25-OH vitamin D levels tested. Aim for a range of 40–60 ng/mL for optimal health. Supplementation (1,000–4,000 IU daily depending on levels) is often necessary, especially in winter or northern climates. Pair vitamin D with vitamin K2 for proper calcium utilization. Improving levels can boost mood, support hormones, and strengthen immunity.

Subject: A Heartfelt Thanks for Strengthening Our Security Network Hello, We are taking this moment to extend our heartfelt gratitude to you for your unwavering commitment to bolstering the security of your account. Your proactive approach is not only beneficial to you but also significantly contributes to the overall safety of our digital community. Acknowledging Your Role in Our Security Efforts Your role in ensuring the safety of your data is invaluable. We deeply appreciate your active participation in securing your account. Thank you for not only safeguarding your own information but also for playing a crucial part in protecting the entire network. Our Ongoing Commitment to Your Security We are devoted to maintaining the highest security standards and continue to enhance our protective measures. Here's how we ensure your security: - **Comprehensive Data Security:** We utilize top-tier encryption and rigorous access controls to secure your data against unauthorized access. - **Constant Threat Surveillance:** Our systems are under continuous surveillance to detect suspicious activities promptly and mitigate potential threats effectively. - **Innovative Security Updates:** We consistently refine our security practices to counteract new threats and safeguard your online experience. Your Essential Role in a Secure Ecosystem We are grateful for your adherence to the following best practices that reinforce our collective security: - **Creating Strong Passwords:** Your effort in maintaining robust and unique passwords is critical in defending against unauthorized access. - **Phishing Vigilance:** Your awareness and preventive actions against phishing attempts are commendable. We applaud your diligence in scrutinizing unfamiliar emails and links. - **Monitoring Account Activities:** Your regular review of account activity is pivotal in early detection and resolution of potential security issues. - **Multi-Factor Authentication (MFA):** Your adoption of MFA adds a crucial layer of security, and we deeply appreciate your commitment to this safeguard. Our Pledge to Support You We are here to equip you with the guidance and support necessary for a secure online journey. Should you have any queries or concerns regarding security, our support team is just a message away. Addressing Security Concerns If you notice any suspicious activity on your account, please inform our support team without delay. Look out for signs such as: - Unknown login attempts. - Unauthorized changes to your account settings. - Unexpected communications or alerts. In case of any unusual activity, we may temporarily limit access to your account to ensure your safety. We will reach out to you via your registered email to confirm your identity. Remember, we will never ask for sensitive details like your full credit card number or password through email. Thank You for Being a Pillar of Our Security Your trust and cooperation are the cornerstones of our secure platform. We are truly honored to have your support and are committed to ensuring a safe environment for all. Thank you for being an essential part of our community. Warm regards, The Security Team

The Climb

Vertical moves for your mind & career

How to Pivot Careers Without Starting From Scratch

A career pivot doesn't mean beginning at zero. Research shows that 70% of your skills are transferable across industries—communication, analysis, leadership, systems thinking. The key is reframing your experience in the language of the new field. Recruiters don't need you to be perfect; they need evidence you can learn quickly and contribute immediately.

Start by mapping your skills to your target role. Build a portfolio with projects, case studies, or self-initiated work demonstrating capability. Network horizontally: connect with professionals who recently made similar pivots. Emphasize momentum in interviews: courses you've taken, frameworks you've learned, and relevant achievements. A pivot is less about reinvention and more about translation.

Elevation Essentials

Life Systems · Small moves, massive returns.

How to Create a Recipe Binder (All Your Favorites in One Place)

A recipe binder makes cooking simple, organized, and consistent. No more scrolling through phone bookmarks while your pan burns.

	Choose main sections — Breakfast, mains, sides, desserts
	Add printed favorites — Recipes you use regularly
	Store family recipes — Handwritten cards or typed copies
	Include rating sheets — Track what your family loves

Pro Tip: Use sheet protectors—spills wipe right off.

Uncharted Terrain

Travel & Exploration · Beyond your current elevation.

DAY 6 - REST & RETREAT: Where to Stay

For luxury, Fairmont Banff Springs remains the iconic choice—a $5.9 billion renovation in recent years modernized the 1888 castle while preserving its historic charm. But savvy travelers are booking Moose Hotel & Suites, offering rooftop hot tubs with mountain views at half the Fairmont's price.

Budget-conscious adventurers love HI Banff Alpine Centre, where private rooms start at $90 CAD and you're walking distance from downtown. For true immersion, rent a cabin outside town limits in Canmore (15 minutes away)—you'll get space, mountain views, and lower prices while still accessing Banff easily. Winter tip: book 6 months ahead for ski season.

Tomorrow: Your complete planning guide...

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Sunday, January 11, 2026

⛰️ Colleen Hoover drops a new book next week